If you find yourself unable to pay your creditors, Michigan Legal Group can help.

In these difficult economic times, you could find yourself facing foreclosure, repossession, or lawsuits. A bankruptcy could help you put an end to it all and get a fresh start. It is a very personal and sometimes difficult decision. We can help you explore your options and give you the pertinent information about bankruptcy. We stay with you after the bankruptcy and help you repair your credit.

Did you know there are three types of bankruptcy?

· Chapter 7

This chapter of the Bankruptcy Code provides for "liquidation." (the sale of a debtors nonexempt property and the distribution of the proceeds to the creditors)

· Chapter 11

This chapter of the Bankruptcy code provides for reorganization, usually involving a partnership or corporation. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time.

· Chapter 13

This Chapter of the Bankruptcy code provides for the adjustment of debts of an individual with regular income. ( Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.)

When you contact a lawyer make sure they are experienced in the area you need them most. Don't take the least expensive approach just to money. It could actually cost you a lot more later. Find an attorney you are comfortable with and one that can help you the most.

Hire an attorney before you need an attorney!

When to call an attorney:

1. Starting a Business

2. Business Transaction

3. Been Arrested

4. You've Been Injured

5. Facing a Foreclosure or Repossession

6. Divorce

7. Custody Issue